Step 5: In the next step, you’ll have to enter your Kotak Bank ATM card details. After entering your Debit card credentials, hit continue button.

Step 6: Now click on Read and accept terms and conditions of using e-banking facility of the bank. Click on check-box “I agree to the above mentioned Agreement-cum-Indemnity” then press accept to proceed.

Step 7: In the next page, you will be asked to enter a password for your internet banking. Simply create a password containing special characters, alphabets, and numbers e.g.-@a2ab_12Z, and click on continue.

Step 8: Upon clicking on continue, following pop-up message will appear on your computer screen “Your request to create Internet Banking User ID is successful.” Click on “OK” and then note down your reference number, customer id, and login user id.

Step 9: This service takes one working day to activate, now you are able to access your account after 24 Hours.

FAQ on Kotak Bank Internet Banking

Why should I use Net Banking?

Banking on the web is like having a bank branch on your desktop. you’ll access your bank any time and from anywhere .

With Kotak Mahindra Net Banking, you’ve got the advantage of viewing activities in your banking, Demat and investment accounts, transfer funds between your / third party accounts with Kotak Mahindra Bank, or with the other Bank which participates in RBI NEFT/ RTGS scheme, request a cheque book and physical statement, purchase & redeem investments online1, pay your utility bills, register for payment gateway and access more services.

The Kotak Bank NetBanking system will let you know. Depending upon the transaction you have requested, NetBanking will:

• Display the information you have requested
• Accept your instruction and show an appropriate message to that effect or give you a transaction reference number which you may use to refer to your transaction in all future communication
• Display an appropriate message on why it cannot complete your transaction or ask you to try again

How can I log in if I have forgotten my password?

In case you’ve got forgotten your password you’ll re-generate it using our Instant IPIN facility online.

 How do I change my password?

To change your IPIN (password), first log in to NetBanking together with your Customer ID and current password. After you’ve got logged in you’ll change your password using the ‘Change Password’ option. Your password should be a minimum of 6 characters and a maximum 15 characters and will be alphanumeric (have letters, numbers or both).

Am I eligible for NetBanking?

If you’ve got an Kotak Bank Savings or accounting , then you’re eligible for NetBanking and you’ll access your account through NetBanking.